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The benefits offered are unique to this insurance program and designed to help you mitigate the biggest risks faced by manufacturers and exporters today.
If your customers could suffer financial loss due to one of your products not performing as warranted, you need Manufacturers Errors & Omissions coverage. Unless bodily injury or property damage has occurred, most Commercial General Liability policies will not cover financial losses suffered by third parties.
Costs arising from a product recall can be catastrophic and are commonly excluded in Commercial General and Product Liability policies. Regardless of fault, if you are forced to recall a product, we will cover expenses such as media announcements, shipping recalled products from customers, overtime payroll and temporary staffing, renting additional storage space and more.*
Most liability policies contain an absolute pollution exclusion. If you occupy a space, you are responsible for whatever pollutants may be present, regardless of whether you were aware of it or not. You could be liable for cleanup expenses and any damage caused by these pollutants.